PayPal Fee Calculator
Calculate PayPal fees and net amount, or reverse-calculate required gross.
Use this PayPal Fee Calculator to estimate transaction fees, the amount you may receive after fees, or the gross payment needed to receive a specific net amount.
Important: PayPal does not use one universal fee rate. Fees can vary by country, transaction type, payment method, currency, and whether a transaction is domestic or international. Enter the percentage and fixed fee that apply to your specific transaction.
PayPal Fee Calculation
For a gross payment amount:
Fee = gross amount × (fee percentage ÷ 100) + fixed fee
The amount remaining after the estimated fee is:
Net received = gross amount − fee
The effective fee rate is:
Effective fee rate = fee ÷ gross amount × 100
Reverse PayPal Fee Calculation
If you know how much you want to receive after fees, the calculator can estimate the gross payment required:
Required gross = (desired net + fixed fee) ÷ (1 − fee percentage ÷ 100)
Worked Example
Suppose you receive a $100 payment and use an example fee of 3.49% + $0.49.
Percentage portion:
$100 × 3.49% = $3.49
Total estimated fee:
$3.49 + $0.49 = $3.98
Estimated net received:
$100 − $3.98 = $96.02
The effective fee rate is:
$3.98 ÷ $100 × 100 = 3.98%
If instead you want to receive exactly $100 after fees using the same example rate:
Required gross = ($100 + $0.49) ÷ (1 − 0.0349) ≈ $104.12
Important Notes
- The percentage and fixed fee should match the PayPal fee schedule for your account country and transaction type.
- PayPal Checkout, card payments, Goods and Services payments, QR transactions, Pay Later, and other payment types may use different rates.
- Fixed fees can vary depending on the currency received.
- International commercial transactions may have an additional percentage-based fee.
- Currency conversion can create additional costs that are not included in this basic percentage-plus-fixed-fee calculation.
- Refunds, disputes, chargebacks, micropayment pricing, merchant agreements, and special pricing may change actual costs.
- This calculator does not automatically retrieve PayPal’s live fee schedule, so verify the current official rate before relying on the result.