Home Loan Calculator – Estimate EMI, Interest and Costs

All-in-one Home Loan Calculator

Estimate loan amount, monthly payment, escrow, PMI and APR in one place.

Loan basics

Currency symbol

Home price

Down payment

Amount and percentage stay synced with the current home price.

Interest rate (annual, %)

Loan term

Unit switching converts from a stored source value to avoid drift.

Points (optional, % of loan)

APR estimate uses discount points when entered.

Taxes, insurance & fees

Property tax rate (% per year of price)

Home insurance (per year)

HOA (per month)

PMI rate (% per year)

PMI is estimated while starting LTV is above 80%.

Quick summary

Monthly P&I

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Monthly escrow

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Total monthly payment

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Results

Loan amount (principal)

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Start LTV

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APR (estimated)

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Monthly P&I

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Monthly escrow

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Total monthly payment

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Estimated monthly PMI

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Total interest (lifetime)

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