Amortization Calculator: Loan Schedule & Interest Breakdown

Loan inputs

Loan amount Principal borrowed. Interest rate (APR)

Annual nominal rate.

Loan term

years

Typical: 15 or 30 years. Start date Used to label payment months.

Extra payments (optional)

Extra monthly payment Added to principal each month. One-time extra payment Applied once at the month number below.

One-time extra payment month # 1 = first payment month, 12 = after 1 year. Show schedule Full schedule can be long.

Results

Monthly payment + totals + schedule.

Monthly payment (P&I)

—

Total interest

—

Total paid

—

Payoff date

—

Months to payoff

—

Amortization schedule

#	Date	Payment	Extra	Principal	Interest	Balance
Run a calculation to see the schedule.

Note: “Extra” is applied to principal after interest is computed.

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