Mortgage Calculator with Taxes & Insurance (PITI)

Home & loan

Home price Used with down payment to compute loan amount. Down payment

If % is selected, it’s % of home price.

Loan amount (optional override) If set, overrides home price & down payment. Interest rate (APR)

Annual nominal rate.

Loan term

years

Typical: 15 or 30 years. Start date Used to estimate payoff date.

Taxes, insurance & fees

Annual property tax We add 1/12 to monthly total. Annual home insurance We add 1/12 to monthly total.

Monthly HOA (optional) If none, leave blank/0. Monthly PMI (optional) If none, leave blank/0.

Closing costs (optional)

If %, it’s % of home price. Used for cash-to-close estimate only.

Results

PITI breakdown with optional HOA/PMI.

Monthly P&I

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Monthly property tax

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Monthly insurance

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Monthly HOA

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Monthly PMI

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Total monthly (PITI + HOA + PMI)

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Loan amount

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Estimated cash to close

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Payoff date (estimate)

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Amortization preview (first 12 payments — P&I only)

#	Date	P&I Payment	Principal	Interest	Balance
Run a calculation to see the schedule.

Note: Taxes/insurance/HOA/PMI are added on top of the P&I payment.

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