Mortgage Calculator: Monthly Payment, Interest & Amortization

Loan details

Home price Used to compute loan amount if you enter down payment. Down payment

If % is selected, it’s % of home price.

Loan amount (optional override) If set, this overrides home price & down payment. Interest rate (APR)

Annual nominal rate.

Loan term

years

Typical: 15 or 30 years. Start date Used to estimate payoff date.

Extra monthly payment (optional) Applied to principal after scheduled payment.

Taxes & insurance (optional)

Annual property tax We add 1/12 to monthly total. Annual home insurance We add 1/12 to monthly total.

Monthly PMI (optional) If you don’t have PMI, leave blank/0.

Results

Calculated instantly (AJAX-style rendering).

Monthly payment (P&I)

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Total monthly (incl. tax/ins/PMI)

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Total interest

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Total paid

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Payoff date

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Amortization preview (first 12 payments)

#	Date	Payment	Principal	Interest	Balance
Run a calculation to see the schedule.

Note: Taxes/insurance/PMI are not included in amortization principal/interest breakdown.

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