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Combined Loan Suite Calculator

All-in-one: Loan • Loan Interest • Loan Comparison • Loan Repayment • Business Loan • Student Loan Forgiveness

🧰 Choose calculator

Loan inputs

💱 Currency symbol ⓘ

🎛️ Known rate ⓘ

📈 Interest rate (annual, %)

📉 APR (annual, %)

🏦 Loan amount

⏳ Term

📆 Payment frequency ⓘ

🧮 Compounding frequency ⓘ

💳 Periodic payment (if known)

Use this only when you selected “I do not know either rate”.

Additional fees

🧾 Prepaid fee (paid upfront)

📦 Loaned fee (financed into loan)

🧮 Origination fee (%)

💡 Origination fee repayment

Quick summary

Periodic payment

—

Total interest

—

APR / EAPR

—

Results

💵 Received loan

💳 Periodic payment

📊 Total payment

📈 Total interest

🏷️ Total additional fees

🧭 APR / Effective APR

Step-by-step derivation

—

Sources & notes: APR approximated via IRR of cashflows with fees; Effective APR computed from payment-period rate.
General references: U.S. CFPB on APR, amortization basics, and consumer loan disclosures.

Inputs

💱 Currency symbol

🏦 Loan amount

📈 Interest rate (annual, %)

⏳ Term

📆 Payment frequency

🧮 Compounding frequency

Quick summary

Periodic payment

—

Total interest

—

Total payment

—

Results

Periodic payment

Total payment

Total interest

Step-by-step derivation

—

Compare up to 4 loans

Use either a term (years/months) or a target periodic payment per loan. Fees allowed: prepaid, loaned, origination (% with handling mode).

💱 Currency symbol

📆 Payment frequency

🧮 Compounding frequency

➕ Loans

Summary table

#	Amount	Rate	Term / Payment	Periodic payment	Total interest	Total payment	APR / EAPR

Inputs

💱 Currency symbol

🏦 Loan amount

📈 Interest rate (annual, %)

⏳ Term

📆 Payment frequency

🧮 Compounding frequency

➕ Extra payment per period

📅 Months elapsed

Quick summary

Base periodic payment

—

Remaining balance

—

New payoff time

—

Results

Remaining balance (after elapsed)

Months to payoff (with extra)

Step-by-step derivation

—

Business loan inputs

💱 Currency symbol

🎛️ Known rate

📈 Interest rate (annual, %)

📉 APR (annual, %)

🏦 Loan amount

⏳ Term

📆 Payment frequency

🧮 Compounding frequency

Fees

🧾 Prepaid fee

📦 Loaned fee

🧮 Origination fee (%)

💡 Origination fee repayment

Quick summary

Periodic payment

—

Total interest

—

APR / EAPR

—

Results

Received loan

Periodic payment

Total payment

Total interest

Total additional fees

APR / Effective APR

Step-by-step derivation

—

Inputs

👤 Filing status

💼 Annual income (USD)

🎓 Received Pell Grant?

🏛️ Outstanding student debt (USD)

Quick summary

Eligibility

—

Forgiven amount

—

Remaining debt

—

Results

Forgiven amount (USD)

Remaining debt (USD)

Step-by-step logic

—

Note: This module models the 2022 U.S. one-time cancellation guidance (income thresholds $125k single / $250k married; up to $10k or $20k with Pell). Check current government guidance for up-to-date programs.

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