Heads up: This tool keeps fields in sync in real time. While you’re clearing a field, it may briefly refill. If anything seems off, try a quick refresh.

Combined Auto Suite Calculator

All-in-one: Car Loan EMI • Car Lease • Refinance • Affordability

🧰 Choose calculator

Loan inputs

💱 Currency symbol ⓘ

🏦 Loan amount

⏳ Tenure

📈 Interest rate (annual, %) ⓘ

Fees

🧾 Processing fee percentage (%)

📦 Processing fee (₹)

Both fields sync with loan amount—edit either.

Quick summary

EMI (monthly)

—

Total interest

—

APR (incl. fee)

—

Results

💵 Received loan (net of any upfront fee)

💳 EMI (monthly)

📊 Total payment

📈 Total interest

🏷️ Processing fee

🧭 APR (IRR) / Eff. APR

Step-by-step derivation

—

Lease inputs

💱 Currency symbol

🚗 MSRP (sticker price)

🏷️ Agreed price / Cap cost (before reductions)

⏳ Term (months)

📈 Money factor or APR ⓘ

🧮 Residual (% of MSRP)

Taxes & fees

💸 Sales tax (%) ⓘ

📦 Acquisition + doc fees

💵 Down payment / Cap reduction

♻️ Trade-in credit

Quick summary

Base payment

—

Tax / Total

—

Due at signing

—

Results

Residual value

Adj. cap cost

Monthly payment (with tax)

Step-by-step derivation

—

Reference

APR (%)	Money Factor
2.4%	0.00100
3.6%	0.00150
4.8%	0.00200
6.0%	0.00250

Current loan

💱 Currency symbol

🏦 Current balance

📈 Current APR (%)

⏳ Remaining term (months)

New loan

📉 New APR (%)

🗓️ New term (months)

📦 Refi fees added to loan

💳 Upfront fees (out-of-pocket)

Quick summary

Old vs new payment

—

Total interest saved

—

Break-even

—

Results

Old monthly payment

New monthly payment

Break-even months

Interest remaining (old)

Interest (new)

Total savings (net fees)

Step-by-step derivation

—

Budget inputs

💱 Currency symbol

💳 Target monthly payment

📈 APR (annual, %)

⏳ Term

Cash & fees

💵 Down payment

♻️ Trade-in value

💸 Sales tax (%)

📦 Fees (registration, doc, etc.)

🏷️ Finance taxes/fees?

Quick summary

Max car price (pre-tax)

—

Est. OTD price

—

Loan principal

—

Results

Max car price (pre-tax)

Estimated OTD price

Loan amount (principal)

Step-by-step derivation

—

Sources & notes

Formulas: standard amortization PMT; APR via IRR of cashflows with fees; lease math using depreciation + finance charge (MF ≈ APR%/2400) with tax on payment. For general guidance, see consumer finance agencies and reputable auto-pricing resources.

More of our calculators...

Loan calculator

All-in-one loan tool: payment & APR (incl. fees), amortization, comparisons, business loans and student-loan eligibility—fast, accurate, mobile-ready.

Sales Tax Calculator

Instantly calculate sales tax and total. Enter price and tax rate to get tax amount, total, and reverse pre-tax price. Supports %/decimal rates, quantities, and shows formulas/steps.

Salary to Hourly Calculator

Convert annual salary to hourly pay (plus weekly, biweekly, monthly). Set hours/week & weeks/year, include overtime. Supports currencies; instant results with steps & PDF.