All-in-one Home Loan Calculator

Estimate your mortgage principal, monthly payment, escrow and APR in one place.

Loan basics

Currency symbol

Home price

Down payment

Fields sync with home price — enter either % or amount.

Interest rate (annual, %)

Loan term

Changing units converts only this field between years and months.

Points (optional, % of loan)

Taxes, insurance & fees

Property tax rate (% per year of price)

Home insurance (per year)

HOA (per month)

PMI rate (% per year)

PMI is estimated while loan-to-value (LTV) is above 80%.

Quick summary

Monthly P&I

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Monthly escrow

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Total monthly payment

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Results

Loan amount (principal)

Start LTV

APR (estimated)

Monthly P&I

Monthly escrow

Total monthly payment

Total interest (lifetime)

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